What information do we collect?  We collect information from when you register on our site, subscribe to our newsletter; or fill our a form.  Any data we request that is not required will be specified as voluntary or optional.  When ordering or registering on out site, as appropriate, you may be asked to enter your name, email, address, phone number for JD Financial and Insurance Advisors.  You may, however, visit our site anonymously.  Like most websites, we use cookies to enhance your experience, gather general visitor information, and track visits to our website.  Please refer to the "do we use cookies?" section below for information about cookies and how we use them.

What do we use your information for?  Any of the information we collect from you may be used in the following ways:

- To personalize your experience (Your information helps us better respond to your individual needs)

- To improve our website (We continually strive to improve our website offerings based on the information and feedback we receive from you)

- To improve customer service (Your information helps us to more effectively respond to your customer service requests and support needs)

- To send periodic emails 

How do we protect your information?  We implement a variety of security measures to maintain the safety of your personal information when you submit a request or enter, submit, or access your personal information.  These security measures include password protected directories and databases to safeguard your information, SSL (secure sockets layered) technology to ensure that your information is fully encrypted and sent across the internet securely, PCI Scanning to actively protect our servers from hackers and other vulnerabilities.  

We offer the use of a secure server.  All supplied sensitive/ credit information is transmitted via Secure Sockets Layer (SSL) technology and then encrypted into our database to be accessed only by those who are suthorized with special access rights to our systems and are requried to keep the information confidential.  After a transaction, your private information (credit cards, Social Security numbers, financials, etc) will not be stored on our servers.

Do we use cookies? Yes.  Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to reconize your browser and capture and remember certain information.

Do we disclose any information to outside parties?  We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information.  This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, as long as those parties agree to keep this information confidential.  We may also release your information when we believe release appropriate to comply with the law, enforce our site policies, or protect ours or other's rights, property, or safety.  However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third-party links.  Occasionally, at our discretion, we may include or offer third-party products or services on our website.  These third-party sites have separate and independent privacy policies.  We, therefore, have no responsibility or liability for the content and activities of these linked site.

Children's Online Privacy Protection Act compliance. We are in compliance with the requirements of COPPA (Children's Privacy Protection Act); we do not collect any information from anyone under 18 years of age.  Our website, products, and services are all directed to people who are at least 18 years old. 

CAN-SPAM compliance.  We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information. 

Online Privacy Policy only.  This online privacy policy applies only to information collected through our website and not to information collected offline.

Your consent.  By using our site you consent to our privacy policy. 

Changes to our privacy policy.  If we decide to change our privacy policy, we will post those changes on this page, and/ or update the Privact Policy modification date below.  Policy changes will apply only to information collected after the date of the change.

This policy was last modifed January 1, 2022. 

Privacy Policy customer pledge.  We pledge to you, our customer, that we have made a dedicated effort to bring our privacy policy in line with the following important privacy lasw and initiatives: 

Federal Trade Commission Fair Information Practices, Children's Online Privacy Protection Act, Privacy Alliance and Marketing Act, Trust Guard Privacy Requirements